• Key Facts
 

• Generally all lenders require proof of income to service the loan.

• Maximum Loan-to-Value percentages of 80%.

• Mortgage terms must terminate typically at ages 75 or 80. Lenders do consider no age limit for High Net Worth clients.

• Typical repayment periods of between to 25 and 40 years, with some providing longer terms.

• Mortgages are typically based on a variable repayment basis, but lenders will now provide an interest only facility for the first 3 to 5 years, some up to 10 years.